Equipment Breakdown covers electrical and mechanical equipment for breakdown. It comes as standard on our Residential Landlord insurance policy.
If equipment breaks down, we may pay to repair or replace it, subject to:
- payment of the £200 excess
- the breakdown not being due to wear and tear
The equipment covered depends on which sections of cover you have selected on your policy.
For instance, if you have selected Buildings cover, ‘built-in’ equipment such as boilers, fitted ovens, air-conditioning systems and security/alarm systems should be covered under Equipment Breakdown.
If you have selected Contents cover, free-standing, moveable equipment such as fridges and washing machines are usually covered.
If you have selected both Buildings and Contents cover, all of these types of equipment should be covered.
Please see the policy document for the full terms and conditions.